ORDERS:
CONSENT ORDER AND ORDER OF DISMISSAL
1. On February 15, 2000, Philip S. Porter, Consumer Advocate for the State of South Carolina (the Consumer Advocate)
requested the South Carolina Department of Insurance (the Department) to initiate a public hearing on the filing of State
Auto Property and Casualty Insurance Company (the Company) requesting an approval of an overall decrease of -1.9% in
its homeowners insurance rates with some territories receiving up to +5.5% increase.
2. On February 23, 2000, the Department filed with the Administrative Law Judge Division an Agency Transmittal Form
requesting a public hearing.
3. The Administrative Law Judge Division assigned this matter to the Honorable Ralph King Anderson, III under the
Docket No. 00-ALJ-09-0086-CC. The hearing on the matter has been scheduled for May 4, 2000, at 10:00 A.M.
4. Meanwhile, the Consumer Advocate requested additional information from the Company. Specifically, the Consumer
Advocate was concerned that the Company's own numbers might have justified an overall decrease larger than that
requested by the Company.
In response to the Consumer Advocate's concerns, the Company provided a history of its experience and past rate requests
as well as an explanation of its policy regarding the stability of rates.
5. Based on that information, the Consumer Advocate now believes that the filing will result in rates that are not
excessive, inadequate or unfairly discriminatory, and now withdraws his original request for a hearing in this matter.
6. There are no unresolved issues remaining; therefore, all parties agree to the dismissal of this matter.
NOW, THEREFORE, the above referenced matter is dismissed.
IT IS SO ORDERED.
______________________________
RALPH KING ANDERSON, III
ADMINISTRATIVE LAW JUDGE
April 19, 2000
Columbia, South Carolina
WE CONSENT:
_____________________________ ______________________________
Matthew S. Mrozek, FCAS, MAAA T. Douglas Concannon, Esquire
Actuary Associate General Counsel
State Auto Property and South Carolina Department
Casualty Insurance Company of Insurance
518 East Broad Street P.O. Box 100105
Columbus, OH 43215-3976 Columbia, SC 29202-6160
_____________________________
Hana Pokorna-Williamson, Esquire
Staff Attorney
South Carolina Department of
Consumer Affairs
P.O. Box 5757
Columbia, SC 29250-5757 |
