ORDERS:
CONSENT ORDER
1. On April 17, 1998, Philip S. Porter, Consumer Advocate for the State of South
Carolina (the Consumer Advocate) requested the South Carolina Department of Insurance (the
Department) to initiate a public hearing on the filing of American Family Home Insurance Company
(the Company) requesting an approval of an increase of +10.7% in its mobile home insurance rates.
2. On April 29, 1998, the Department filed with the Administrative Law Judge Division
an Agency Transmittal Form requesting a public hearing.
3. The Administrative Law Judge Division assigned this matter to Honorable Stephen
P. Bates under the Docket No. 98-ALJ-09-0256-CC. The hearing on the matter has not yet been
scheduled.
4. Meanwhile, the Consumer Advocate requested additional information from the
Company. Subsequent discussions between the Company and the Consumer Advocate allayed the
consumer Advocate's original concerns about this filing, in particular with respect to loss cost
projection factors and the modifications in the hurricane model. The Consumer Advocate also
recognizes that the Company through this program insures the hard to serve market.
5. Because of the additional information and clarifications provided by the Company,
the Consumer Advocate no longer believes that the filing will result in rates that are excessive,
inadequate or unfairly discriminatory, and now withdraws his original request for a hearing in this
matter.
6. There are no unresolved issues remaining; therefore, all parties agree to the dismissal
of this matter.
NOW, THEREFORE, the above referenced matter is dismissed.
IT IS SO ORDERED.
______________________________
STEPHEN P. BATES
ADMINISTRATIVE LAW JUDGE
June 26, 1998
Columbia, South Carolina
WE CONSENT:
___________________________________ ________________________________
Jodi L. Vogel T. Douglas Concannon, Esquire
Compliance Analyst Associate General Counsel
American Modern Insurance Group, Inc. South Carolina Department
P. O. Box 5323 of Insurance
Cincinnati, OH 45201-5323 P.O. Box 100105
Columbia, SC 29202-6160
____________________________________
Hana Pokorna-Williamson, Esquire
Staff Attorney
South Carolina Department of
Consumer Affairs
P.O. Box 5757
Columbia, SC 29250-5757 |
