ORDERS:
CONSENT ORDER AND ORDER OF DISMISSAL
1. On July 9, 2001, Philip S. Porter, Consumer Advocate for the State of South Carolina (the Consumer Advocate)
requested the South Carolina Department of Insurance (the Department) to initiate a public hearing on the filing of
American Reliable Insurance Company (the Company) requesting an approval of an overall increase of 7.6% in its mobile
homeowners insurance rates. SCDI Form No. 2004, attached to the Agency Transmittal Form and identifying the request as
+13.4% refers to an earlier filing by the Company which was withdrawn at the request of the Department of Insurance.
2. On August 3, 2001, the Department filed with the Administrative Law Judge Division an Agency Transmittal Form
requesting a public hearing.
3. The Administrative Law Judge Division assigned this matter to Honorable Ralph King Anderson, III under the Docket
No. 01-ALJ-09-0336-CC. The hearing on the matter has been scheduled for February October 30, 2001 at 10:00 A.M.
4. Meanwhile, the Consumer Advocate requested additional information from the Company. Subsequently, the Consumer
Advocate and his consulting actuary exchanged opinions with respect to the filing.
As a result, the Company agreed to amend its request so that the overall rate increase will be +4.6%. The relevant
amendments are attached and become an integral part of this order.
5. Based on these amendments to the filing, the Consumer Advocate no longer believes that the filing will result in rates
that are excessive, inadequate or unfairly discriminatory, and now withdraws his original request for a hearing in this
matter.
6. There are no unresolved issues remaining; therefore, all parties agree to the dismissal of this matter.
NOW, THEREFORE, the above referenced matter is dismissed.
IT IS SO ORDERED.
______________________________
RALPH KING ANDERSON, III
ADMINISTRATIVE LAW JUDGE
September 28, 2001
Columbia, South Carolina
WE CONSENT:
_____________________________ ______________________________
Kristine Tieplinski T. Douglas Concannon, Esquire
Contract Development Analyst Associate General Counsel
American Reliable Insurance Company South Carolina Department
8655 E. Via De Ventura of Insurance
Scottsdale, AZ85258 P.O. Box 100105
Columbia, SC 29202-6160
_____________________________
Hana Pokorna-Williamson, Esquire
Staff Attorney
South Carolina Department of
Consumer Affairs
P.O. Box 5757
Columbia, SC 29250-5757 |